We are a One-Stop-Shop for lenders, realtors, escrow, title officers, insurance companies and homeowners who are involved in a manufactured home loan, real estate transaction or need additional seismic retrofitting in California. Generally loan underwriting in California requires that a manufactured home have an approved “permanent foundation” or property “affixation. In California, the Affidavit of Affixture document is called a 433A. We regularly work with the building departments and the Department of Housing and Community Development (HCD) to pull permits and procure the 433A document. Additionally we install state approved Earthquake Resistant Bracing Systems to meet requirements for earthquake insurance.
We have over forty years experience working with lenders and realtors, so we understand the long list of underwriting requirements specific to manufactured homes and know what it takes to complete a transaction. Let us work in tandem with you to meet loan and title conditions.
In a sales or loan transaction with a manufactured home, the process is often frustrating and emotionally draining. Since we are intimately familiar with the loan process, we can reduce the confusion and mystery for you by working one-on-one with your realtor and lender. As a family-owned business, we have been serving the direct needs of manufactured home residents for 40 years. Our first and foremost concern is the successful completion of your sale, purchase or borrowing experience. When you are interacting with us, you are not speaking with an order taker or an offshore data entry person. You are directly dealing with top line personnel with years of manufactured home field experience. Our working knowledge of the industry includes factory and dealer experience, site prep and installation, proprietary foundation systems, loan underwriting requirements and titling issues—so our vast specialty experience in manufactured homes sets us apart from any other company in California.