Leasing a Mercedes-Benz

A white Mercedes-Benz cabriolet breezes along a main road in the afternoon.

A gray Mercedes-Benz GLE SUV pulls away down a dusty road.

Your mileage and term options are set according to your driving profile, but we’ll be happy to customize your mileage allowance and lease length (certain limits apply).

Lower Payments

With a lease, you’ll typically have an equal or lower monthly payment compared to purchasing a vehicle.

Lease-End Flexibility

Once your lease ends, you can return or buy your vehicle, or you may be able to extend your lease. The choice is yours.

Gap Waiver

If your vehicle is declared a total loss, we’ll cover the difference between the insurance proceeds and the balance owed to Mercedes-Benz Financial Services, less any deductible.

Ride in Style

When you lease, you’ll be able to get a new vehicle every two to three years (typical lease term 24-36 months). Plus, shorter lease cycles allow for leasing of new vehicles with the latest technology.

Sales Tax Savings

In most states, sales tax will be based on your monthly lease payment, not the vehicle’s total value, which means you’ll save on sales tax.

Leasing FAQs

Registration and Tax

What fees or expenses am I responsible for through The First Class Lease?

As a lessee, you are responsible for:payment of license plate and registration fees, sales and personal property taxes, and parking tickets and other traffic citations.See your lease for further details.

What happens if I move/change my address?

If you need to update your Billing and/or Garaging Address, you can do so while logged in to mbfs.com by selecting "Update Personal Info," or on the My MBFS app. You may also include your new address on the Invoice Remittance when you send in your monthly payment, or call the Client Services Center at 1.800.654.6222. Changes to your Garaging Address (this pertains to lease accounts only) may result in a tax increase or decrease on your account. For more information on the tax impact of changing your Garaging Address, please contact your local Department of Motor Vehicles (DMV). For assistance in locating the DMV for your state, you may visit www.onlinedmv.com.

How do I re-register my automobile if I move to another state?

Mercedes-Benz Financial Services will provide you the documentation for registration in your new state. Just give us your new address using one of the following two options:
- Call the Client Service Center at 1.800.654.6222.
- Include your new address on the Invoice Remittance form when you send your monthly payment.

Which taxes am I responsible for paying?

Generally speaking, all taxes assessed to your leased vehicle are your responsibility. For more information, review your copy of the lease agreement, or call the Client Service Center at 1.800.654.6222.

How are sales tax and personal property tax billed?

Sales Tax is assessed and collected by the state in which a customer resides. Sales tax is billed either monthly or upfront depending on the state law. If the account is billed for upfront sales tax, the tax must be paid upon execution of your lease agreement. If it is billed as monthly sales tax, the tax will be added to the monthly payment amount. All sales tax must be paid on time to avoid possible negative effects on your credit.
Personal property tax is collected by the tax assessor's office in the county/city in which the vehicle is registered and/or garaged. Personal property tax is billed monthly, annually or semi-annually depending on that county/city's billing process.
The taxing authority dictates the amount of taxes owed and the timing of the invoice(s). Mercedes-Benz Financial Services will receive a bill from the taxing authority, and will pay the amount directly to the taxing authority; this amount will be charged to your account.
In some states, both sales tax and personal property tax may be assessed on your vehicle.

Are there any travel restrictions?

Leased vehicles are restricted to the United States. However, limited vacation arrangements may be made for up to 30 days in Mexico and Canada. Please call 1.800.654.6222 for details and assistance.

What should I do when I receive my registration renewal? (CA residents only)

Please pay the registration renewal upon notification. Occasionally, Mercedes-Benz Financial Services is notified by the California Department of Motor Vehicles about an overdue registration renewal. Upon receipt of the notice of overdue registration, MBFS will pay the outstanding amount and any penalties or fees and charge your account for the amount.

Insurance

As part of The First Class Lease, what is the relationship between Mercedes-Benz Financial Services and my insurance company?

Mercedes-Benz Financial Services USA LLC must be listed on your comprehensive and collision coverage as the "loss payee" and as "additional insured" for liability coverage. Please have your insurance agent send complete documentation of all policies, renewals or cancellations to:

Mercedes-Benz Financial Services
Insurance Services Department
P.O. Box 685
Roanoke, TX 76262-1800

What kind of coverage am I required to have?

Your First Class Lease agreement requires these minimum coverages:

What should I do if my car is stolen or involved in an accident?

All thefts and damage must be reported to your insurance carrier and to the Client Service Center at (866) 321-8351. An authorized Mercedes-Benz Dealer should repair damages. Substandard repairs could cause charges at the end of your lease.

How should I handle insurance checks for losses and repairs?

The check should be jointly issued to Daimler Trust and you. To speed up the release of your vehicle from the body shop, promptly send joint-payee checks, after you endorse them, to the address below. This is the only address that is authorized to endorse these checks. Insurance checks over certain amounts may require the physical inspection of repairs before Mercedes-Benz Financial Services can endorse the check. Please enclose the name and telephone number of the body shop, the insurance estimate, a copy of the body shop repair order, and notate your account number on the check. Send to:

Mercedes-Benz Financial Services
Insurance Services Department
13650 Heritage Parkway
Fort Worth, TX 76177

What if my leased vehicle is declared a total loss?

The difference between the actual cash value of the vehicle paid by your insurance company and the net outstanding balance owed to Mercedes-Benz Financial Services is covered by a GAP Waiver under the terms of your lease agreement. This protection applies as long as your insurance is in place at the time of the loss and your monthly lease payments are current up to the time Mercedes-Benz Financial Services receives the proceeds from your insurance company. You will also be responsible to Mercedes-Benz Financial Services for an amount equal to your policy's deductible. For more information, call our Client Service Center at 800.654.6222.

What if I change insurance companies?

If you're renewing, canceling or changing carriers, have your agent send a copy of your new policy or binder to Mercedes-Benz Financial Services immediately at the address below. The "loss payee" and "additional insured" names should remain the same. Cancellation notices must be received by Mercedes-Benz Financial Services within 30 days of the effective date. Send to:

Mercedes-Benz Financial Services
Insurance Services Department
P.O. Box 685
Roanoke,TX 76262-1800

Vehicle Care

What are my responsibilities for the repair and maintenance of my Mercedes-Benz?

The terms of your First Class Lease require you to have your vehicle serviced as recommended by the manufacturer and have all necessary repairs made. Refer to your Owner's Manual for specific maintenance policies and schedules.

What is considered excess wear and use?

The standard for excess wear and use is set forth in your lease.

What happens in case of inadequate or substandard repairs?

You could be billed for repairs that don't meet the standards of the manufacturer. The best way to avoid this is to have your vehicle serviced by an authorized Mercedes-Benz Dealer. To find the one nearest you, call 1.800.FOR MERCEDES (1.800.367.6372) or visit MBUSA.com. Please refer to your First Class Lease agreement for specific details.

Citations

What happens if I get a citation (such as parking, speeding, red-light, or toll ticket)?

Mercedes-Benz Financial Services will be notified by the citing authority of any citations incurred by you, the lessee. MBFS pays parking and toll tickets and adds the charges to your account. First notices of speeding and red-light tickets are forwarded to you. If MBFS receives a second notice for a speeding or red-light ticket, we will pay the amount of the ticket and any penalties or fees assessed and charge that amount to your account. Per the lease contract, Mercedes-Benz Financial Services may charge an administration fee for paying such tickets. Please refer to your contract for the fee. When you receive a forwarded ticket, you should pay the ticket directly to the citing authority and keep record of that payment.

I received an invoice from Mercedes-Benz Financial Services for a parking ticket I have already paid. How can I remove the parking ticket charges from my account?

The Municipality sent the parking ticket to us for payment which may have included penalties. If you have paid the violation, please send us a copy of your payment receipt (front and back), along with the citation number. You can fax this information to us at 877-281-2087, Attn: Parking Tickets. If you prefer, you can mail the documentation to us at P.O. Box 685, Roanoke, TX 76262, Attn: Citations Department. Mercedes-Benz Financial Services will review the citation and the date that the payment(s) were received by the Municipality. If your initial payment was received in full by the Municipality, Mercedes-Benz Financial Services will request a refund from the Municipality. If the Mercedes-Benz Financial Services payment was received by the Municipality first, you will need to contact the Municipality for a refund.

Why did the fee from my parking ticket include an additional $25.00 administrative fee from Mercedes-Benz Financial Services?

The fee is assessed to each parking ticket to cover the administrative costs associated with handling the violation.

A man with a bag walks beside a parked Mercedes-Benz sedan.

Financing a Vehicle

If you’re interested in learning about your vehicle financing options, our Financing page provides all the information you need.

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Other Mercedes-Benz Sites

The Total Price is the Starting at price plus estimated taxes and fees once a ZIP code is provided but is subject to change and may vary based on location of the Dealer and customer, inventory levels, vehicle features and available discounts and rebates. Additional products added to your deal will affect the price. The Total Price displayed is an estimate.

Stated rates of acceleration are estimated based upon manufacturer's track results and may vary depending on model, environmental and road surface conditions, driving style, elevation and vehicle load.

EPA estimated fuel economy. Compare the estimated mpg to the estimated mpg of other vehicles. You may get different mileage depending on how fast you drive, weather conditions and trip length. Your actual highway mileage will probably be less than the highway estimate.

With optional trailer hitch. Read Operator’s Manual before towing. In some states, aftermarket trailer brakes are required. See dealer for details.

EPA estimated driving range with a fully charged battery. Driving range may vary based on model, terrain, temperature, driving style, optional equipment, use of vehicle features, and other factors.

EPA estimated fuel economy. Compare the estimated mpg to the estimated mpg of other vehicles. You may get different mileage depending on driving style, terrain, weather conditions, trip length and other factors. Highway estimate is with a fully charged battery.

Vehicle may not be exactly as shown.

As a concept car, the designs, features, etc. are subject to change.

The Total Price is the Base Price plus estimated taxes and fees once a ZIP code is provided but is subject to change and may vary based on location of the Dealer and customer, inventory levels, vehicle features and available discounts and rebates. Additional products added to your deal will affect the final price.

10 Available only to qualified customers through Mercedes-Benz Financial Services at participating dealers through November 30, 2023. Not everyone will qualify. Advertised 36 months payment reflects $7500 Lease Bonus Cash applied as a capitalized cost reduction, and is based on MSRP of $55,150 less the suggested dealer contribution of $2,199 resulting in a total gross capitalized cost of $52,951. Dealer may apply $7500 Lease Bonus cash to other amounts due at signing, which will affect your monthly lease payment amount and other amounts owed. Dealer sets the final price and Dealer’s contribution may vary and could affect your actual lease payment. Includes Destination Charge and Exclusive Package. Excludes title, taxes, registration, license fees, insurance, dealer prep and additional options. Total monthly payments equal $17,964. Cash due at signing includes additional $3,999 capitalized cost reduction, $795 acquisition fee and first month’s lease payment of $499. Your acquisition fee may vary by dealership. The acquisition fee charged by the dealer may affect the total cash due at signing. No security deposit required. Total payments equal $22,758. At lease end, lessee pays for any amounts due under the lease, any official fees and taxes related to the scheduled termination, excess wear and use plus $0.25/mile over 30,000 miles, and $595 vehicle turn-in fee. Purchase option at lease end for $27,024 plus taxes (and any other fees and charges due under the applicable lease agreement) in example shown. Subject to credit approval. Specific vehicles are subject to availability and may have to be ordered. See participating dealer for details. Not valid in Puerto Rico. Please always wear your seat belt, drive safely and obey speed limits.

Special lease rates may not be reflected in lease calculator prices shown on MBUSA.com. Please see your dealer for final pricing.

Special lease rates may not be reflected in prices shown on MBUSA.com. Please see your dealer for final pricing.'